Planning is always a good thing to practice no matter what the need is. With proper planning people will generally be able to avoid pitfalls and nasty shock that could cause dire consequences.
Therefore the importance of planning for something should never be underestimated, this is more so when it comes to the very important issue of starting a family, as kids can be a constant and consistent billing item to say the least.
There are also other considerations that might have to be made, such as if one parent will have quit their current job to stay back and look after the new baby.
This of course could create quite a financial setback, especially if both incomes are needed to maintain the current lifestyle enjoyed.
Therefore the couple would have to seriously consider every option available and perhaps even start to seriously save to buffer the potential loss of income.
Some people may opt to find freelance positions or part time work where working from home is possible or any other source of income where the baby’s needs are taken care of round the clock.
Long term planning is also necessary at some point as babies don’t stop costing money. Parents should be well aware of the fact that the children they “make” are going to cost them money for at least the first 20 years of their lives and for some unlucky ones, beyond that.