Making resolutions is easy but making them stick is something else which requires much more than just some words and thoughts. In the quest to make financial resolutions that eventually see some level of success there needs to be some careful planning and thought exercised beforehand.


The following are some tips to help an individual design and stick to a set of financial resolutions effectively and successfully:

 Perhaps the oldest and most common recommendation would be to physically note down the goal intended to be reached, through the financial resolution exercise. These goals should be designed to follow a very real and practical format that will create the encouragement for the individual to follow it well. Seeing something is writing is somehow more effective especially if the written goal is placed in a very visible and frequented area.

 Besides writing and visualizing these resolutions there should also be short term incentives included in the whole exercise to keep the individual motivated to stick to the financial resolutions made. Such rewards may include an occasional treat or a small present to note the significance of the effort extended towards keeping the financial resolution. Celebrating such efforts periodically will ensure the individual does keeps steadfast in the quest to focus on keeping the resolution, and yet at the same time it will help to avoid making the individual feel deprived in any way.

 Thinking of the goals frequently is also another practice that should be encouraged as it will help to fuel the resolution keeping mindset to continue being steadfast and disciplined. It will keep the idea of giving up at bay and any negative challenges from becoming overwhelming. This “fuel” is usually the important factor that keeps the resolution very much alive and achievable. Dedicate some quiet time each day to focus on the resolution and tap into the inner strength available.